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Credit card - Presently there are three kind of cards available namely Visa card, Master card and Amex card. Master card and Visa card are widely accepted in India.Credit card is as plastic money facilitating you to buy products/services for credit, that is, the payment can be made over a period of 45-50 days. The credit period is calculated from the date of billing and not from the date of purchase.You can pay back the amount due within the credit period allowed or you can pay the minimum balance (ranging between 5-10 percent) and pay the rest later on which the bank charges interest at about 3 per cent p.m.

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